After all the back-and-forth on price and haggling over concessions and repairs, it’s finally over and your offer to purchase the home was accepted. Now, the real work begins. Granted, you and the seller are no longer front and center on the home purchase stage; there are some details you’ll need to attend to after […]
One of the hardest things in life for us to come to grips with is that our parents have advanced into old age. At some point in the not-too distant future, they will leave the home, whether through death or hospitalization. Then, it’s up to you to dispose of their belongings and the home. Depending […]
When we think about the impulse purchase, most of us picture a grocery store. After all, retailers purposefully set up their stores to encourage us to pick up and purchase items on a whim. If you, like millions of consumers, like to shop for fun, if you are status conscious or if you find that […]
Shopping for a new home can be overwhelming. Finding a real estate agent, looking at homes online, and applying for loan approval, there is a lot to do, and it can be difficult to know where to start. Believe it or not, there is a first step that every home buyer should take–before they start […]
One thing I know for certain: homeowners that sell their homes quickly and for top dollar are happy. Let’s face it, selling a home is hard work and nobody wants to be in that position for any longer than they absolutely have to. Thankfully, there are steps you can take to get in and out […]
Buying a home isn’t as easy as walking up to a lender and requesting a mortgage. You’ll need cash for a down payment and the loan’s closing costs unless you’re applying for a VA or USDA loan. If you’ll be going after a conventional loan, you’ll typically (but not always) need 20 percent of the […]
Three digits. They may be all that is standing between you and your own home or continuing to rent. Known as your “credit score,” those digits reflect how risky it will be to lend you money. The score may also impact other aspects of the home buying process as well. How your credit score is […]
That letter from the bank: You know the one — it says you’re approved to buy a home for a certain amount of money. It’s burning a hole in your pocket. Now it comes down to deciding what type of home to buy, within your budget. Condo or townhome? Existing home or a newly constructed […]
Unless you’re Jeff Bezos, Bill Gates or Warren Buffet, your home purchase may be the biggest financial investment you make during your lifetime. Scary thought, isn’t it? Not if you approach this investment as the three wealthiest Americans would. Buying a home is a business transaction and, to avoid costly mistakes, it needs to be […]
We recently received an email from a former client. He’s considering selling his home and, as many home sellers do, he went online to see if he could figure out how much the home is worth. “Zillow values my home at $325,000,” he writes. “Yet, one of my neighbors recently sold his home, which is […]